Women face a unique set of challenges when it comes to planning for retirement. Increased longevity, lifetime income disparities, inadequate retirement savings, lower average Social Security disbursements (compared to men), rising divorce rates for those [...]

Financial advisors, plan sponsors, and millions of investors rely on income replacement ratios (IRRs) – a percentage of pre-retirement income – to estimate how much will be needed to maintain desired lifestyles in retirement. IRRs [...]

HealthView Services’ 2015 Retirement Health Care Cost Data Report is derived from 50 million actual health care cases and a wide range of additional data sources. HealthView’s actuary and physician-reviewed cost-projection methodology compares year-end data [...]

Strategies To Reduce Medicare Income Surcharges In terms of retirement planning, many Baby Boomers have done everything right. They have calculated future expenses, invested in IRAs and 401(k)s, and labored for decades to maximize their [...]

Cost Management Strategies There are a number of significant trends behind the emerging crisis in retirement health care costs. Foremost among them is health care cost inflation. While it is true that awareness and concern [...]

The Next Retirement Planning Challenge At a time when many Americans are failing to save enough to achieve long-term financial security, retirement plans have little margin for error when it comes to unanticipated costs. Even [...]