855-339-2842
info@hvsfinancial.com

Press Release- 7/29/15

Michigan, Florida, Nevada & Maryland Most Expensive States for Retirement Health Care; Hawaii, Vermont and Maine the Least Expensive New HealthView Explorer App Reveals Significant Differences in Retirement Health Care Costs by State ___________________________ Danvers, MA, July 29, 2015 - A new app developed by HealthView Services shows Michigan, Florida, Nevada and Maryland as the most expensive states for key components of retirement health care costs. Meanwhile, Hawaii, Vermont and...

Income Replacement Ratios & Health Care Costs

When you retire, you will still need an income. That much is clear. But the big question on people’s minds is how much will be needed to fund retirement years? What will your income have to be to maintain your desired standard of living? In order to think through this question clearly, financial planners and economists use something called an “income replacement ratio.” The concept of income replacement ratios is simple, and may already be familiar to you if you have a...

A Long-Term Care Story

A year ago, one of my golfing buddies, Joe, was an active, healthy 49-year-old who loved sports. Today, he is in the process of learning how to use a walker. Without going into detail, Joe was diagnosed with a serious illness, has been hospitalized for months, and probably has to live in a rehabilitation/nursing home facility for up to one year. The good news is that Joe is expected to fully recover. The bad news is that Joe’s health insurance does not include a year of long-term...

First Dollar Coverage

I had the opportunity to meet with the CEO of a large health insurance company last week, and he raised an important point during our discussions: he is actually anticipating higher out-of-pocket medical costs than HealthView. Many who are familiar with HealthView know that for the past several years, I have warned about the dangers of future health care expenses. Some have questioned the totals – especially pre-retirees who currently enjoy employer group Medical coverage for a fairly...

Medicare Enrollment Requirements

Medicare Enrollment Requirements Over the past couple of weeks, a few people who happened to be approaching their 65th birthday asked me the following question: I will be turning 65, intend to continue working for several more years, and have medical coverage through my employer. Am I required to sign up for Medicare Part A (hospitalization coverage)? Simple answer: No. You are not required to enroll in Medicare Part A but you probably should. Background...

The Social Security Conundrum

Did you know that delaying Social Security could increase your monthly benefits by as much as 32%? As the current policy stands, a person whose full retirement age (FRA) is 66 will see an 8% increase for every year that he or she delays receiving benefits up to age 70. Sounds like a great deal. Where else can you generate an 8% guaranteed return? But is it really such a great deal? The answer is sometimes, but not always. Think about it. The objective of the Social Security...

New Tools, Webinar, and White Paper

Today is National Retirement Planning Week®’s first Health Care in Retirement Planning Day. As a proud supporter of this event, HealthView Services has launched new consumer-oriented retirement health care planning tools to help Americans incorporate health care costs into retirement plans, as well as a new HealthView Insights Paper, "Closing the Retirement Health Care Costs Planning Gap: The Next Retirement Planning Challenge.” Insights Paper HealthView’s new Insights paper is...

Press Release- April 16, 2015

HealthView Services Launches Consumer-Oriented Retirement Health Care Planning Tools and White Paper “Closing the Retirement Health Care Costs Planning Gap” National Retirement Planning Week® initiatives seek to help Americans improve retirement security by planning for future retirement health care expenses ___________________________ Danvers, MA, April 16, 2015 - HealthView Services, a proud supporter of National Retirement Planning Week®’s first Health Care in Retirement...

Closing the Retirement Health Care Planning Gap

Although industry surveys show that paying for health care is among the leading concerns of those preparing for retirement, health care costs are not consistently integrated into retirement plans. In conjunction with National Retirement Week’s first “Retirement Health Care Planning Day,” HealthView Services has released a new Insights paper titled, “Closing the Retirement Health Care Costs Planning Gap.” The paper outlines some of the prevailing reasons why retirement health...

Yesterday and Today

“What’s with all of this health care cost anxiety?” some of my friends have been asking me lately. “My parents never worried about paying for health care in retirement. It wasn’t a financial burden to them.” Let’s begin our analysis by comparing the Greatest Generation to today’s Baby Boomers with one key question in mind: Can future retirees replicate the financial comfort level of the previous generation? The following information outlines several important generational...
Page 1 of 3123
© 2015 HealthView Services
HealthView Services, Inc.
150a Andover Street
Danvers, MA 01923
Phone: 855-339-2842
sales@hvsfinancial.com