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NEW: Introduction to Social Security: Part II

2017-07-11T09:42:59+00:00

Introduction to Social Security: Part II (Policy)  Understanding FRA is important, but it is also necessary to understand how additional policies could potentially impact benefits.  Working in Retirement For those who claim before FRA, Social Security’s Earnings Test will automatically reduce benefits to the extent your wages exceed the below (in 2017).   Year Earnings [...]

Press Release 06-14-2017

2017-06-14T09:51:15+00:00

[vc_row][vc_column width="1/1"][vc_column_text]Retirement Health Care Costs Continue to Rise: Financial Choices and Health Condition Management Are Key To Planning for Future Expenses, Reducing Costs, and Living Longer[/vc_column_text][/vc_column][/vc_row][vc_row][vc_column width="1/1"][vc_column_text]HealthView Services’ 2017 Retirement Health Care Costs Data Report Reveals: Projected benchmark health care expenses for retirees Percentage of Social Security benefits required to cover health care Lifetime retirement [...]

2017 Retirement Health Care Costs Data Report

2017-06-12T14:07:16+00:00

[download id="8937"] SECTION 1: INTRODUCTION   HealthView Services’ 2017 Retirement Health Care Costs Data Report shows retiree health care expenses will rise at an average annual rate of 5.47% for the foreseeable future – almost triple the U.S. inflation rate from 2012-2016 (1.9%)1 and more than double annual projected Social Security cost-of-living adjustments (COLAs –2.6%). [...]

2016-press-release-05-18-2016

2016-10-28T09:18:25+00:00

HealthView Services 2016 Retirement Health Care Costs Data Report Released   Retirement Health Care Costs for a 65-Year-Old Healthy Couple to Exceed $288,000 Projected 2015-2016 Retirement Health Care Inflation: 7.3% 66-Year-Old Couple Will Require 57% of Social Security Benefits to Cover Health Care Medicare Surcharges to Increasingly Impact Middle Class […]

Surprise!

2016-05-23T15:10:46+00:00

A number of readers have expressed that they would like to read an “old fashioned” Update (Ron’s View). To say the least, I was surprised and somewhat flattered. A good friend and highly regarded industry expert summed it up best. “I can read serious industry news 24/7 but what you wrote was unique. You brought [...]

Press Release 05-18-2016

2016-05-17T16:46:25+00:00

HealthView Services 2016 Retirement Health Care Costs Data Report Released   Retirement Health Care Costs for a 65-Year-Old Healthy Couple to Exceed $288,000 Projected 2015-2016 Retirement Health Care Inflation: 7.3% 66-Year-Old Couple Will Require 57% of Social Security Benefits to Cover Health Care Medicare Surcharges to Increasingly Impact Middle Class […]

A Prescription for Saving

2016-04-20T14:53:10+00:00

There has certainly been an onslaught of newsworthy developments over the past few months – the tragic terrorist attack in Brussels, the chaos of the presidential campaigns, the possible dissolution of the European Union amidst the refugee crisis and Britain’s potential exit. Perhaps preoccupation with these incidents sidetracked me from broaching a topic that I’ve [...]

Productive Aging

2016-03-26T19:35:54+00:00

Last month, The Forum at Harvard T.H. Chan’s School of Public Health broached the topic, “The Aging Workforce: Challenges and Benefits for the Public's Health.” During the discussion, panelists spent considerable time on the phrase productive aging, which essentially measures how retired Americans can continue to be socially, economically, and intellectually engaged participants in society. [...]

Better Information on IRRs Needed

2016-03-21T11:40:44+00:00

A couple of people shared the new Government Accountability Office (GAO) Retirement Security report with me earlier this month on Income Replacement Rates (or Ratios), thinking I’d be interested, since we issued our white paper on IRRs last year. The GAO report makes interesting reading, as much for what it says, as what it does [...]