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NEW: Introduction to Social Security: Part II

Introduction to Social Security: Part II (Policy)  Understanding FRA is important, but it is also necessary to understand how additional policies could potentially impact benefits.  Working in Retirement For those who claim before FRA, Social Security’s Earnings Test will automatically reduce benefits to the extent your wages exceed the below (in 2017).   Year Earnings Limit Withholding from Benefit Before year FRA is reached $16.920 $1 for every $2 earned...

Press Release 06-14-2017

Retirement Health Care Costs Continue to Rise: Financial Choices and Health Condition Management Are Key To Planning for Future Expenses, Reducing Costs, and Living LongerHealthView Services’ 2017 Retirement Health Care Costs Data Report Reveals: Projected benchmark health care expenses for retirees Percentage of Social Security benefits required to cover health care Lifetime retirement health care costs higher for women Average annual out-of-pocket savings from managing type 2...

2017 Retirement Health Care Costs Data Report

SECTION 1: INTRODUCTION   HealthView Services’ 2017 Retirement Health Care Costs Data Report shows retiree health care expenses will rise at an average annual rate of 5.47% for the foreseeable future – almost triple the U.S. inflation rate from 2012-2016 (1.9%)1 and more than double annual projected Social Security cost-of-living adjustments (COLAs –2.6%). As this Report details, the compounding impact of health care inflation means that health care costs will be one of the...
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Rose-Tinted Glasses

While Ron’s View is generally written to appeal to financial professionals, this Update is focused on consumers and their protection. For this week’s Update, All names have been changed. I recently had lunch with a friend who informed me that he had lost $100,000 in a local investment scam. I found this shocking because Larry is a very successful entrepreneur who has been around the block more than once. Another friend, Sebastian, chose an advisor who was well known in the...
Calculator Calculation Insurance Finance 53621

The Real Cost of Health Care in Retirement:  Barron’s

For its February 4th feature article, The Real Cost of Healthcare in Retirement Barron’s spoke to a number of experts about retirement health care and asked HealthView Services to provide customized data to illustrate the challenges facing future retirees. In the introduction to the article, Senior Editor, Reshma Kapedia, came up with a great way to frame the issue: “Understanding Medicare is like learning about the birds and the bees: Until they experience it themselves, most people...
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2016-press-release-05-18-2016

HealthView Services 2016 Retirement Health Care Costs Data Report Released   Retirement Health Care Costs for a 65-Year-Old Healthy Couple to Exceed $288,000 Projected 2015-2016 Retirement Health Care Inflation: 7.3% 66-Year-Old Couple Will Require 57% of Social Security Benefits to Cover Health Care Medicare Surcharges to Increasingly Impact Middle...
Birthday Cake Healthview Milestones HEalthview

Milestones

I’ve managed to conquer yet another mini-milestone in the form of a birthday.  Looking back, I remember my father hitting various points in life as he aged, and I can state without any doubt whatsoever that I view those happenings much differently today than in years past. Yesterday, my ten-year-old daughter quizzically shouted, “Wow Dad, you’re really old!” “Compared to you I’m ancient, but much younger than Mickey Mouse and Donald Duck.” My wife Marea ignores my...
Surprise Healthview Financial

Surprise!

A number of readers have expressed that they would like to read an “old fashioned” Update (Ron’s View). To say the least, I was surprised and somewhat flattered. A good friend and highly regarded industry expert summed it up best. “I can read serious industry news 24/7 but what you wrote was unique. You brought us into your life and ended the column with sound advice. It was different and enjoyable to read. Even my wife looked forward to reading ‘Ron’s View,’ but...
O715C10 Copy

Press Release 05-18-2016

HealthView Services 2016 Retirement Health Care Costs Data Report Released   Retirement Health Care Costs for a 65-Year-Old Healthy Couple to Exceed $288,000 Projected 2015-2016 Retirement Health Care Inflation: 7.3% 66-Year-Old Couple Will Require 57% of Social Security Benefits to Cover Health Care Medicare Surcharges to Increasingly Impact Middle...
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