Building Retirement Knowledge

Medicare Means Testing : Reducing MAGI in Retirement

2017-09-19T13:41:51+00:00

In order to prepare for potential means-testing surcharges, portfolios must be adjusted to account for retirement income distribution – not just accumulation.  Because not all sources of income count as MAGI, knowledgeable advisors can help retirees significantly reduce the impact of these surcharges – if not eliminate them altogether, by investing in specific products that [...]

NEW: Introduction to Social Security: Part II

2017-07-11T09:42:59+00:00

Introduction to Social Security: Part II (Policy)  Understanding FRA is important, but it is also necessary to understand how additional policies could potentially impact benefits.  Working in Retirement For those who claim before FRA, Social Security’s Earnings Test will automatically reduce benefits to the extent your wages exceed the below (in 2017).   Year Earnings [...]