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The Alarming Cost of Out-Of-Network Health Care Services

2016-06-01T10:02:22+00:00

While preparing HealthView’s 2016 Data Report, I learned something thought-provoking about out-of-pocket medical expenses. As I was reviewing some data, I uncovered what appeared to be a statistical error: the Report was projecting that pre-retirement out-of-pocket expenses would increase by around 7% annually, compared to an in-retirement rate of 3%-3.5%. Put another way: a 40-year [...]

The best creative tools to use

2016-05-29T22:25:30+00:00

The best creative tools to use! Avada News   •   June 2, 2016 ALorem ipsum dolor sit amet, consectetur adipiscing elit. In et scelerisque sem. Nunc molestie neque augue, at gravida mi blandit eget. Aenean eu augue id lacus eleifend interdum. Cras sit amet metus sit amet velit lacinia [...]

Forming client relationships

2016-05-25T22:26:04+00:00

Forming client relationships Avada News   •   June 2, 2016 ALorem ipsum dolor sit amet, consectetur adipiscing elit. In et scelerisque sem. Nunc molestie neque augue, at gravida mi blandit eget. Aenean eu augue id lacus eleifend interdum. Cras sit amet metus sit amet velit lacinia ullamcorper. Nam facilisis [...]

Surprise!

2016-05-23T15:10:46+00:00

A number of readers have expressed that they would like to read an “old fashioned” Update (Ron’s View). To say the least, I was surprised and somewhat flattered. A good friend and highly regarded industry expert summed it up best. “I can read serious industry news 24/7 but what you wrote was unique. You brought [...]

Press Release 05-18-2016

2016-05-17T16:46:25+00:00

HealthView Services 2016 Retirement Health Care Costs Data Report Released   Retirement Health Care Costs for a 65-Year-Old Healthy Couple to Exceed $288,000 Projected 2015-2016 Retirement Health Care Inflation: 7.3% 66-Year-Old Couple Will Require 57% of Social Security Benefits to Cover Health Care Medicare Surcharges to Increasingly Impact Middle Class […]

A Prescription for Saving

2016-04-20T14:53:10+00:00

There has certainly been an onslaught of newsworthy developments over the past few months – the tragic terrorist attack in Brussels, the chaos of the presidential campaigns, the possible dissolution of the European Union amidst the refugee crisis and Britain’s potential exit. Perhaps preoccupation with these incidents sidetracked me from broaching a topic that I’ve [...]

Productive Aging

2016-03-26T19:35:54+00:00

Last month, The Forum at Harvard T.H. Chan’s School of Public Health broached the topic, “The Aging Workforce: Challenges and Benefits for the Public's Health.” During the discussion, panelists spent considerable time on the phrase productive aging, which essentially measures how retired Americans can continue to be socially, economically, and intellectually engaged participants in society. [...]

Better Information on IRRs Needed

2016-03-21T11:40:44+00:00

A couple of people shared the new Government Accountability Office (GAO) Retirement Security report with me earlier this month on Income Replacement Rates (or Ratios), thinking I’d be interested, since we issued our white paper on IRRs last year. The GAO report makes interesting reading, as much for what it says, as what it does [...]

The Cost of Living Longer

2016-02-26T19:06:55+00:00

[vc_row][vc_column width="1/1"][vc_column_text]As regular readers know, I am a proponent of trying to stay healthy – especially as we age. Aside from the obvious benefits, such as avoiding hospital waiting rooms and enjoying better quality of life, being health-conscious is good for our pocketbooks. Fewer visits to the doctor mean lower copays and deductibles.  So theoretically, [...]

First Snow

2016-02-08T12:21:29+00:00

The Boston area had been experiencing an especially mild winter until last Friday’s storm, which dropped around 7 inches of very heavy snow on the North Shore. We ended up losing the only tree in our front yard and another adjacent to the driveway. It’s heartbreaking to think that I planted those trees, while in [...]