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Productive Aging

2016-03-26T19:35:54+00:00

Last month, The Forum at Harvard T.H. Chan’s School of Public Health broached the topic, “The Aging Workforce: Challenges and Benefits for the Public's Health.” During the discussion, panelists spent considerable time on the phrase productive aging, which essentially measures how retired Americans can continue to be socially, economically, and intellectually engaged participants in society. [...]

Better Information on IRRs Needed

2016-03-21T11:40:44+00:00

A couple of people shared the new Government Accountability Office (GAO) Retirement Security report with me earlier this month on Income Replacement Rates (or Ratios), thinking I’d be interested, since we issued our white paper on IRRs last year. The GAO report makes interesting reading, as much for what it says, as what it does [...]

The Cost of Living Longer

2016-02-26T19:06:55+00:00

[vc_row][vc_column width="1/1"][vc_column_text]As regular readers know, I am a proponent of trying to stay healthy – especially as we age. Aside from the obvious benefits, such as avoiding hospital waiting rooms and enjoying better quality of life, being health-conscious is good for our pocketbooks. Fewer visits to the doctor mean lower copays and deductibles.  So theoretically, [...]

First Snow

2016-02-08T12:21:29+00:00

The Boston area had been experiencing an especially mild winter until last Friday’s storm, which dropped around 7 inches of very heavy snow on the North Shore. We ended up losing the only tree in our front yard and another adjacent to the driveway. It’s heartbreaking to think that I planted those trees, while in [...]

Will Running or Walking Make You Live Longer? (Which Will Cost You More?)

2016-02-03T11:18:41+00:00

I recently asked an orthopedist: “What is better for your health, walking or running?” Without any hesitation, he smiled and said, “Running. It’s putting my kids through college.” My wife, Marea, runs three to five miles most days, while I briskly walk 3.5 miles around the neighborhood in slightly less than an hour.  So, “medically [...]

In Golf and Stocks, Anything Can Happen

2016-01-28T10:08:56+00:00

Last weekend, I went on a three-day “golfing vacation” with seven friends and let’s face it, you never know what can happen. Four of us were scheduled to leave on Friday afternoon at 4:40, but we actually took off at around 10:15 in the evening, so we had five mind-numbing hours of male bonding. Not [...]

A Nasty January Surprise

2016-01-13T10:45:50+00:00

This has been a very tough week, both for investors and Powerball enthusiasts. In fact, it was the worst opening week in market history. Stocks plummeted approximately 6%, and the estimated Powerball jackpot ballooned to a whopping $1.3 billion. My wife, Marea, has even caught the bug and told me that she was going out [...]

Happy 2016! Now, Back to the Future

2016-01-06T10:29:18+00:00

Back to reality. That’s what the first week of January feels like. And, didn’t the equity markets give us a healthy taste of reality on Monday! Back to work (although most of us probably never really stopped working) and Back to the Future, but not in a DeLorean. I’m not talking about the film, although [...]

So Long 2015, Hello 2016!

2015-12-23T08:50:11+00:00

Like many of you, I can’t quite believe that the holiday season is already upon us. This is my last blog of the year, so I’ll keep it short and let you get back to thinking about last minute shopping and drinking eggnog… I would first like to announce our 2016 Retirement Health Care Cost [...]