admin

About admin

This author has not yet filled in any details.
So far admin has created 107 blog entries.

2019 Retirement Healthcare Costs Brief

2019-12-12T21:16:59+00:00

For several years, HealthView Services composed its annual Retirement Healthcare Costs Data Report: a comprehensive paper complete with short- and long-term cost projections and detailed case studies. This year, through expanded research, the firm has shifted its institutional focus to also include pre-retirement healthcare cost projections. However, we understand that our followers appreciate and rely [...]

Medicare Surcharges: The Impact of Indexing IRMAA Brackets

2019-12-06T15:34:29+00:00

On January 1, 2020, Medicare surcharges will undergo a significant change to their calculation. For the first time in a decade, the brackets used to determine IRMAA sucharges will be indexed to the CPI-U. This legislation will have a number of consequences for current and future retirees, including an anticipated reduction in the number of [...]

Health in Retirement Planning

2019-07-01T15:16:48+00:00

As Americans face growing retirement challenges, the complications and concerns stemming from healthcare funding are made only more difficult. Throughout this paper, seven unique examples of integrating healthcare into retirement planning are shown, highlighting critical considerations and potential roadblocks that can be mitigated with proper planning. Data relating to healthcare cost inflation, longevity, and [...]

RETIREMENT HEALTHCARE COSTS DATA REPORT 2018

2018-10-02T16:57:54+00:00

Pressure on Drug Prices and Early Closing of “Donut Hole” Slow the Pace of Rising Costs Legislative Changes Will Increase the Number of Americans Subject to Medicare Surcharges at the Same Time Elimination of Social Security Claiming Strategies Reducing Potential Lifetime Benefits HealthView Services’ 2018 Retirement Health Care Costs Data Report Reveals: Projected benchmark healthcare [...]

Why Recent Updates to Medicare and Social Security Matter

2018-04-30T14:59:48+00:00

Over the last two-and-a-half years, Social Security and Medicare have implemented a number of changes that will reduce benefits, increase future health care costs, and significantly impact current and future retirees. Modifications to Medicare income thresholds will, at first, only apply to affluent Americans; however, since the brackets have not been indexed to inflation, over [...]

White Paper Press Release

2018-04-30T14:19:06+00:00

Recent Changes to Social Security & Medicare Will Collectively Have A Significant Financial Impact in Retirement, Continue Trend of Retirees Paying More & Receiving Fewer Benefits Total Impact of Social Security & Medicare Changes for a 55-year-old Couple Earning a Combined $140,000 in 2018 Will Be $158,000 in Increased Costs & Lower Retirement [...]

HealthView Insights Brief

2018-04-23T18:11:16+00:00

EBRI Data Looks at a Narrow Slice of Retirement Health Care Expenses Retirees Must Plan for Costs Including Premiums The Employee Benefit Research Institute (EBRI) recently released an issue brief, Cumulative Out-of-Pocket Health Care Expenses After the Age of 70, which summarizes self-reported survey data from the “Asset and Health Dynamics Among the Oldest [...]

Building Wealth Through Wellness

2018-01-30T22:30:34+00:00

Americans are anxious about rising healthcare costs. In Nationwide’s “Healthcare Costs in Retirement Survey,” (of 1,316 U.S. adults aged 50 or older) 74% admit that one of their top fears is out-of-control healthcare costs, and 64% are terrified of what healthcare costs may do to their retirement plans (up from 57% in 2015). Read More

Income Replacement Ratios

2017-10-03T14:54:31+00:00

Income Replacement Ratios  An income replacement ratio (IRR) is the percentage of estimated pre-retirement income that you will need to maintain your desired lifestyle after you stop working.  This projection must cover various household expenses, such as food, shelter, and transportation, as well other variables, including health care costs and discretionary income. The most widely [...]