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Monthly Archive for: ‘January, 2017’

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Obamacare

President Trump has taken the first step in dismantling the Affordable Care Act (ACA, or Obamacare) by signing an Executive Order that gives federal agencies the authority to grant waivers, offer exemptions, and delay provisions if they lower costs.  The one-page document is somewhat vague and has failed to outline a specific action, so it is impossible to forecast the potential impact on those who rely on the program.  (Note that Americans who purchased insurance on the open market probably...
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Fire and Consequences

(This Update was written by one of my colleagues, whose parents’ home was destroyed by a fire last week.) At 3:15 in the morning last Thursday, I received a call that anyone who has elderly parents never want to get. “CHRIS! This is your parents’ tenant, Laura. Your parents are fine, but THE HOUSE IS ON FIRE! You need to get here, QUICK!” In a foggy blur, I rushed to my car and sped over to the house, which is only a few blocks away. Unfortunately, I wasn’t able to drive up...
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Risk Tolerance (A Client-Facing Education Model)

First of all, I would like to wish all of the Update readers a very happy and prosperous new year. Speaking of prosperity, in terms of market performance – as the Dow closes in on 20,000 – some of you may feel optimistic about the future; others not so much.   Regardless of where we are headed, you must put aside events that cannot be controlled, and instead focus on what you can.   The first step is to measure your personal “risk tolerance.” Your risk tolerance is defined by...
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